The month of January has already bid us a swift farewell. We have all heard the old adage, ‘Time waits for no man’ and the days, weeks and months of 2013 will not delay their passing for any of us. How successful have you been in getting started on the resolutions that you were determined to accomplish this year?

For our monthly ‘Money Mission’ columns this year, I would like to focus on strategies that will help you keep your dreams in the forefront of your minds. Don’t accept the mistaken belief that it is impossible to accomplish your resolutions; with clarity about your goals and the right attitude you can adopt new habits that will help you to be successful.

What do you do with your time?

Many people find that even though they are desperate to make changes to their financial situation, they just can’t get the time to do what they need to do. We often let work pressures and trivial events distract us from our goals. We stop thinking about and carrying out the daily steps required to maintain our progress; thereby relegating our future to the back burner.

It’s pointless to say “If only I had a little more time, I could really get going with my plans,” as we all have the same number of hours, minutes and seconds to utilise each day. Wealthy persons and successful achievers don’t have some secret stash of time that puts them ahead of the pack; they accomplish exceptional things with the same amount of time resource as you do.

What should you be doing with your time?

There are several essential activities that you need to accomplish if you want to be financially successful. You need to be efficient at budgeting, practice smart spending habits, be cautious with debt, save consistently, invest for future goals, put money aside for your retirement years, and make adequate provisions against life’s eventualities. Continue reading Money Mission: Make Time for Your Money →