“Change will not come if we wait for some other person or some other time. We are the ones we’ve been waiting for; we are the change that we seek.” US President Barack Obama

Many people experience a sense of desperation when they think about their finances; past failures and present frustrations leave them feeling powerless about their financial future. With expenses increasing steadily, salaries depreciating with the dollar, and debt spiralling out of control, it’s no wonder so many persons are in distress.

Even if you are unhappy with your money history, it is very possible to “wheel and come again” as we say in Jamaica. Getting a fresh start with your finances begins with admitting your dissatisfaction with your situation and accepting that you may have made mistakes over the years which cost you dearly.

Once you have examined your past and present concerns, you need to decide that it’s time for a new beginning. As the quote from President Obama declares, change starts within; there is no one else out there who is going to miraculously fix your problems for you. Changing old habits can be challenging, so you have to be committed to continue with the course until complete. Continue reading A Fresh Financial Start →