Tag Archives: Alvin Day

Make Your Dreams Happen in 2011

As another year rapidly draws to a close, it’s a perfect time to consider all the triumphs and trials that faced us in 2010. In reviewing the past, let’s celebrate our successes and learn valuable lessons from our mistakes.

When we look back in time, sometimes we may find that certain challenging issues keep recurring without us really uncovering or understanding their underlying principles. One important life course that many people believe that they are doomed to fail is ‘Money Success 101’. The key attitudes and actions needed to excel in this class continually seem to elude them.

People often ask me for one piece of advice that can help them to accomplish their financial goals. As they search for solutions, many of them think that a job that pays a higher salary would deliver them from their money woes. Others believe that the answer lies in the perfect investment scheme or a profitable business opportunity.

The reality is that even if more income or the ideal financial vehicle appears on your doorstep, they may not help you to be more successful with money.

Continue reading Make Your Dreams Happen in 2011

Your Attitude Determines Your Results

“Attitude is a little thing that makes a big difference.” – Winston Churchill

One of the most frequent requests I receive is for assistance in preparing a budget. It seems that there is a universal problem that afflicts young and old, male and female, low-income or high-income alike: “How can I match my income to my expenses?”

If you are struggling with making ends meet, overcome with debt, or just need to save some extra money to achieve your goals faster, the first step to success is always the same – you have to examine your current financial picture to determine where you are now.

The budget is one of the tools to use to see exactly how your earnings are allocated in spending. Very often, the budget reveals the source of the problem and can provide the key to the appropriate solution. Continue reading Your Attitude Determines Your Results