Category Archives: Money Reflections

The True Currency of Christmas

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Christmas is traditionally celebrated as a time to show appreciation to our family, friends and colleagues by exchanging gifts. Stores are usually overrun with frantic shoppers searching for perfect presents that are designed to impress, or inexpensive items that express ‘It’s the thought that counts.”

With the increasing commercialization of Christmas, it’s easy to put a lot of emphasis on money at this time of year. One regular feature that appears in December is the Bank of Jamaica report detailing the amount of currency in circulation; when more money exchanges hands, it’s a sign that the shopping season is in full swing.

With money being promoted as essential to the successful enjoyment of the holidays, it’s not hard to see why so many people get stressed out about it at Christmastime. Employees wait impatiently for their end-of-year bonuses; contractors work harder to finish jobs before Christmas; people descend on remittance agencies in anticipation of receiving money transfers from foreign sources. Continue reading The True Currency of Christmas →

An Attitude of Gratitude

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“When I’m worried and I can’t sleep
I count my blessings instead of sheep
And I fall asleep counting my blessings
When my bankroll is getting small
I think of when I had none at all
And I fall asleep counting my blessings.”
– “Count your Blessings,” Bing Crosby

Over the last three months, we have covered many of your concerns – escalating energy costs, the international financial crisis, increasing mortgage rates and foreclosures, and fear of the financial future – and presented practical solutions to help you deal with these realities.

With the global economy apparently deteriorating before it gets any better, threats of recession and redundancy, and the shrinking net worth positions of the rich and not-so-rich alike, it might be easy to feel a sense of despair as the year draws to a close. For most people, 2008 will definitely not be remembered for bringing financial blessings. Continue reading An Attitude of Gratitude →

Have a Charitable Christmas

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“To desire and strive to be of some service to the world, to aim at doing something which shall really increase the happiness and welfare and virtue of mankind – this is a choice which is possible for all of us; and surely it is a good haven to sail for. – Henry Van Dyke

In just a few days, Christmas 2007 will be here. All too soon the day will be done, leaving behind piles of torn wrapping paper which once hid secret gifts; overflowing fridges stocked with left-over ham and rice and peas; brown pine leaves on brightly decorated trees; and the fading sounds of happy Christmas songs.

The 24 hours that comprises Christmas day disappears as quickly as any other normal day, and I sometimes wonder if all the hype and frantic preparation for this one day is overdone. On the dawn of December 26th, will the world be a better place for us? Will we be more financially, spiritually and emotionally fulfilled?

For many people, there is no improvement in the quality of their lives after Christmas. Real life returns, ushering in a January filled with bills that give testimony of holiday excesses. Unfortunately, all the commercialism that surrounds Christmas can sometimes make us forget the reason behind the season.

The story of the baby born to make a difference to the whole world makes a nice, heart-warming tale – but can it leave a life-changing impression in our hearts?

Continue reading Have a Charitable Christmas →