As the year winds down to a close, this is a good time to reflect on the items on your ‘must-do-in-2014’ list which you may not have accomplished as yet. Although we are heading into the busy holiday season, you still have a few weeks to try to clear up some of your important, unfinished business.

As you may have discovered, making plans and executing them are vastly different undertakings. It is easier to write down what you would like to get done, than to actually do the steps required to carry out your goals. Procrastination, doubt and indecision are usually the main causes of this failure to finish.

Instead of giving up and declaring that it’s too late, aim to make the last twenty days of the year really count. Let’s look at some strategies that can help you to refocus and re-energise yourself, and get moving on this year-end goal challenge which will allow you to head into 2015 on the right footing. Continue reading Twenty-Day Money Challenge →