I recently had a heart-warming conversation with a reader who lives in the inner-city community of Trench Town, in Kingston Jamaica. I met Nicolini Williams two years ago when he participated in a financial literacy training I was offering to members of the Miracle Club, the youth mentorship arm of the Agency for Inner-city Renewal based in that area.

Now a first-year law student, this brilliant young man shared with me how much he had gained from learning the principles of money success. Williams explained that he had not grown up in a home where financial management was taught or even mentioned, and consequently, he often squandered money on unnecessary items.

After being exposed to new concepts about smart financial habits, Williams was able to identify his negative attitudes and actions regarding money. He realised that if he continued to seek more information about success principles and applied what he had learned, he could eventually break free from his financial problems. Continue reading Six questions to ask before you spend →