“I use a chequing account to pay many of my bills, but I’ve never bothered to balance the cheque book. Recently I had a cheque returned, although I was so sure that I had enough money in my account.
“Now I’m nervous whenever I have to write a cheque as I don’t want to be embarrassed another time. How can I prevent this from happening again?”
Keeping track of your personal finances can be hard. The average consumer may be overwhelmed with a lot of paperwork- bank account statements, debit and credit card receipts, insurance updates, and new product promotions.
Sometimes the temptation is just to glance at the mail and file it away for another time.