As I reflect on all that’s happened in my journey to financial freedom over the past nine years, I realise that most of the important lessons that I have learned have come from some major mistake or miscalculation on my part.

Today, I’m not afraid to share with my clients, readers and audiences some of the stupid things that I’ve done around money (some of which leave me wondering, “What on earth were you thinking, Cherryl”?) I know that my openness to admit my financial mess-ups will give them the freedom to know that they too can learn and rebound from their own money mistakes.

Although making mistakes can have consequences that are often painful to deal with, don’t be ashamed of your financial past – what’s done is done. The important thing is to understand where you went wrong, make amends if necessary, and resolve to do the Financially Smart thing in the future.

Looking forward to sharing more of my mistakes, miscalculations and memories in my upcoming book, The 3Ms of Money!