Recently, I conducted a training session for sales persons from various Caribbean countries, where I outlined the budgeting techniques which would allow them to manage their income effectively. I also demonstrated how using a budget could help them to set and achieve their sales goals.

One participant from a smaller island explained that it was hard to stick to her budget because she often received widely fluctuating bills from a utility company in her country. She could pay as much as fifty per cent more on a bill, without actually increasing her usage of the service.

“How can you manage your money when your budgeted expenses are not consistent?” she asked. Continue reading Don’t Settle for Less – Aim Higher →