As we usher in the year 2016 with an optimistic outlook for a bright future, we must have a
decisive game plan to create a more prosperous New Year. Instead of just rehashing wishful resolutions from past years, make a concerted effort to attain these specific financial objectives:
1. A S.M.A.R.T. goal
It’s been said that ‘a promise is a comfort to a fool’; and some people believe that resolutions are foolish wishes that bring cold comfort. Your dreams may seem impossible to achieve if you don’t convert your ideas into specific, measurable, actionable, relevant and time-based goals.
Select one dream that would make the biggest difference in your life. Write it down precisely, expressing how you would measure it, take action on it and know when it was complete. Consider all the steps you need to take every day to realise your goal and persevere until you accomplish it. Continue reading 7 Money Must-Haves for 2016
At the start of every month, we have been looking at a specific issue that can affect your ability to accomplish the goals which you resolved to work on for this year. You can only make progress with your objectives if you continually place them in the forefront of your mind.
One major challenge to goal achievement is our propensity to get started on a project but give up on the process before it is complete. We get a sense of satisfaction once we begin carrying out the required steps, feeling content enough to know that we have started on the road to success.
Cross over the goal line
We may excuse the fact that we actually never finished the task at hand, saying that we are still on track. However, when it comes to goal achievement, you don’t get a ‘good effort’ in your homework book just for trying. A goal that’s only partially completed is a goal that has not been achieved. Continue reading Money Mission: Complete Your Tasks
If you have made a determined resolution to improve your finances this year, then our 2012 Money Manifesto will help you to chart the course.
Last week we looked at the fundamental principle of budgeting, indicating that it was crucial for you to be aware of all your expenses, plan for your spending needs for an entire year, and make the right choices with your money.
Another essential practice required for money success is saving. Saving is the act of putting aside some of your money instead of spending it to buy products and services. When you save you should not be intending to go back for the money a few days later to pay bills; this money should be left to accumulate over time. Continue reading Saving Is Still In Style
At the beginning of a new year most people choose to reflect on the past and make resolutions for things they would like to accomplish going forward. However, despite their grand ideas and hopeful wishes, all too often, the days, weeks and months slip by without any progress being made towards actualising their goals.
Although they may have a good picture of the end result that they want to attain, many people fail to prosper because they really don’t know how to create and carry out an action plan that works.
Success is not achieved by a swift arrival at a desired destination; it’s the cumulative result of taking consistent, tiny steps that are headed in the right direction.
Continue reading Make 2012 Your Best Year Ever
The start of a new year usually fills our hearts with optimism and hope for a better future. I’ve always been fascinated by this phenomenon – why should this period inspire us to create lofty resolutions and ambitious declarations? Why do we anticipate that the fading old year will usher in bright beginnings?
There is no magic elixir that gets released on New Year’s Day; the first of January is just another 24 hours that will come and go, just like they did on December 31.
Despite our fervent wishes to exercise regularly, save more, be kinder to other people or pursue our dreams, chances are that after a few days of inspired activity, we will continue along the same old pathway as we did before.
The reality is that you can choose to transform your life at any time of the year. The date doesn’t make a difference; whether it’s February 28, April 13, or September 4, any day can symbolise that moment when you finally commit to do whatever it takes to effect the changes that you desire. Continue reading The Past and Present Tense of Money
“If we had no winter, the spring would not be so pleasant: if we did not sometimes taste of adversity, prosperity would not be so welcome.” – Anne Bradstreet, British poet
The eventful year 2008 is now history. Some people might whisper “good riddance”, as they reflect on the financial challenges of this tumultuous 12-month period. As the reports of another year of austerity permeate the air, I am now declaring that this does not have to be our reality. Instead, let’s all pronounce that “Prosperity is mine in 2009!”
I must confess that I am tired of all the negative financial reports that prophesy financial doom and gloom. It’s not that I don’t recognise the severity of the economic crunch; I am concerned about the persons who are facing redundancy, foreclosure or mounting debt, and the businesses which are finding it difficult to remain viable.
However, as someone who understands and has experienced the law of attraction, which states that whatever you concentrate on will multiply in your life, I’m more concerned about the self-fulfilling nature of problem-centric thinking. Continue reading Prosperity is Mine in 2009!
“Have a prosperous New Year!”
This cheerful holiday declaration of future fortune is usually expressed with the best of intentions. Wouldn’t it be funny if someone replied honestly, “It would be great if you would tell me exactly how to have this prosperous New Year, because I’ve been broke for the last ten of them!”?
How did the tradition of wishing each other prosperity in the New Year originate?
According to www.answers.com, New Year’s is a time for resolutions, when people look forward and back in time. This practice can be attributed to the two-headed Roman god of beginnings Janus; of whom it was said “could see in the past with one face and into the future with the other.” The first month of the year is dedicated to his honour.
In many cultures, activities that are thought to bring future wealth are carried out on New Year’s Day. One interesting custom is the eating of cabbage leaves, which is considered a symbol of prosperity as it represents paper currency.
Another ritual is the baking of a coin into a loaf of bread, and then dividing it among the dinner guests. The recipient of the slice with the coin is expected to enjoy good fortune for the coming year.
Superstitions aside, how can we create this prosperity that we all desire? Continue reading Three Laws of Prosperity