Tag Archives: get out of debt

The Rewards of R.E.S.T.

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AS the month of November winds down, many people are preparing themselves for the hectic activities which December brings. While the whirlwind of office socials, gift shopping and family dinners that accompanies the upcoming season is enjoyable, it can at times be exhausting.

As the year-end approaches, you may find that you have little time, energy or inclination to keep pursuing your important financial goals. You may get swept away with the holiday festivities and think that it’s okay to relax, enjoy life and just take a break from being financially responsible.

On the contrary, it’s critical for you to work even harder to achieve the targets you set for this year. What you do during the next 30 days will set the tone for the beginning of 2016, so you want to finish off the year by making a resolute effort to advance or complete those unfinished tasks.

If you begin the New Year reflecting on all the things you wished you had accomplished, you may get depressed and demotivated instead of feeling energised and enthused to achieve more. Let’s look at another way to revitalise yourself during December with this four-step R.E.S.T. plan. Continue reading The Rewards of R.E.S.T. →

Money Mission: Focus On Your Primary Goal

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If you had created a New Year’s Resolutions list for 2013, your agenda may have included several financial objectives which you had hoped to achieve for the year. It’s a smart idea to write down clear, specific goals if you really want to accomplish your personal and money targets.

However, if you include too many items on your to-do list, you can actually retard your ability to successfully carry out your objectives. When faced with too many options, sometimes your brain can get confused about what is required to be done, and it will short-circuit the action process.

Your brain is a sophisticated computer, which absorbs all the instructions it receives and decides the appropriate course to take. If you provide it with competing requests such as “get out of debt,” “save aggressively,” and “start a side business,” it may not be certain which route to take first. Continue reading Money Mission: Focus On Your Primary Goal →